savings account

keep a savings bank account in a nearest bank. keep all your money transactions in this account. As far as possible, use chequebook only. The interst rate you get from savings bank is as low as 4 percent. but for money manipulations, this account is needed . But never keep good amount of money in this savings account for long term ,or more than one month. You can receive salary into this savings bank account. Another thing. You should have a good habbit of keeping track of expenses and income. For every paise or penny should account for.Otherwise problem comes.