chitfunds

When your savings are considerably high, after paying recurring deposit if you have enough money, better join a reliable chitfund company. They collect monthly from you and after two years or so, you get good amount with about 35 percent of interest. The chitfund organizing method is different. In chitfunds, you can save as well as you can get a loan too. But reliability is of the company is important. margadarshi, kapil, sudarshan etc are good chitfund companies.